Our representatives are insurance and securities licensed in our resident states of New Jersey and Pennsylvania. In addition some of our associates are insurance licensed in the following states - Florida, Maine, New Mexico & South Carolina. In addition some of our associates are securities licensed in the following states - California, Florida, Maine, New Mexico, New York, South Carolina & Texas . Not an offering or solicitation in any state where representatives are not registered. For specific information on states where reps can conduct securities and/or insurance business, please contact Financial Options Inc. at 609-926-3100.